:root {
    --brand: #1f3b73;
    --brand-600: #182f5b;
    --ink: #0d1b2a;
    --muted: #5a6886;
    --ring: #e5ebf6;
    --bg: #f6f8fb;
    --card: #fff;
    --shadow: 0 12px 30px rgba(13, 27, 42, .08);
}

body {
    background: var(--bg);
}

.wrap {
    max-width: 1100px;
    margin: 36px auto;
    padding: 0 16px;
}

.eyebrow {
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--muted);
    font-weight: 800;
    font-size: .8rem;
    margin-bottom: 6px;
}

h1 {
    font-weight: 900;
    letter-spacing: -.02em;
    color: var(--ink);
    margin: 0 0 8px;
}

.sub {
    color: var(--muted);
    max-width: 72ch;
}

.cardx {
    background: var(--card);
    border: 1px solid var(--ring);
    border-radius: 18px;
    box-shadow: var(--shadow);
    margin: 16px 0;
}

.cardx .hd {
    padding: 18px;
    border-bottom: 1px solid var(--ring);
    background: linear-gradient(180deg, #fff, #f7f9ff);
    border-radius: 18px 18px 0 0;
    font-weight: 800;
    color: var(--ink);
}

.cardx .bd {
    padding: 18px;
}

.pill {
    display: inline-block;
    padding: 6px 10px;
    border: 1px solid #dbe6ff;
    background: #eef4ff;
    border-radius: 999px;
    font-weight: 800;
    color: var(--brand);
    font-size: .8rem;
    margin-right: 8px;
}

.list {
    padding-left: 18px;
}

.list li {
    margin: .45rem 0;
}

.note {
    color: var(--muted);
    font-size: .95rem;
}

.grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
}

.table th,
.table td {
    padding: 12px 14px;
    border-bottom: 1px solid var(--ring);
    text-align: left;
    vertical-align: top;
}

.table th {
    background: #f7f9ff;
    color: var(--muted);
    font-weight: 800;
}

.callout {
    background: linear-gradient(135deg, var(--brand), var(--brand-600));
    color: #fff;
    border-radius: 20px;
    padding: 18px;
    margin: 18px 0;
    border: 1px solid rgba(255, 255, 255, .15);
}

.btnbar {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-top: 12px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 10px 16px;
    border-radius: 12px;
    font-weight: 800;
    text-decoration: none;
}

.btn.primary {
    background: #fff;
    color: var(--brand);
    border: 1px solid rgba(255, 255, 255, .85);
}

.btn.outline {
    border: 1px solid #fff;
    color: #fff;
}

.banner {
    background: #fff3cd;
    border: 1px solid #ffe69c;
    color: #664d03;
    border-left-width: 6px;
    border-left-color: #f4c256;
    padding: 14px 16px;
    border-radius: 10px;
    margin-bottom: 16px;
}

@media (max-width: 900px) {
    .grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 575.98px) {
    .wrap {
        padding: 0 12px;
    }

    .cardx .hd,
    .cardx .bd {
        padding: 14px;
    }

    .callout {
        padding: 14px;
    }

    .btnbar .btn {
        width: 100%;
    }
}